Selling Your Home: Market/Sales Price

Whether you are planning to buy or sell a property it is important to become familiar with the terminology of real estate. In real estate the three terms that are commonly used interchangeably are value, cost, and price. Although, all are concepts relating to value, they are not the same. Let’s begin by differentiating between the terms. Value deals with something that will happen in the future; whereas cost relates to past events, and the amount of money actually paid for the property is the price. Depending on circumstances, the value of a property may be the same, more than, or even less than the price. Several things determine the value of a property: the degree at which it satisfies …

Sell Your Own Home

You can sell your own home, but it can be a time-consuming and frustrating process. Usually I would recommend listing with an agent, but in the right market, it may make sense to save the commission and do it yourself. If you try, use the tips here to do it right, and to avoid common mistakes. 1. Understand house values. It’s not what you think your house is worth, and it doesn’t matter how much you put into it. The value is only what it’s worth to potential buyers. See what they’ve paid for similar homes before you decide on a price. 2. Try to be objective. Get your most honest and open friend to walk through the house with …

Selflessly Serving Your Family

When someone begins a family, they start to learn a lot about themselves and the world. Being a good family member requires absolute selflessness as you put the needs of your children and spouse ahead of your own. It is a painful transition for many, as evidenced by divorce rates, depression rates, and bolts in the night. But if you truly want the best for your family, you will learn to put your own needs to the side. There are many different ways that you can selflessly serve your family, and you should try to excel in all of them. When your kids grow up to be successful and healthy individuals, you will know that all of your effort was …

Selecting Safe and Stylish Newborn and Infant Baby Clothing

With such a vast selection of baby clothes available today, parents need to select infant clothes that are comfortable, durable and safe for their children to wear. Walk into any newborn clothes store and you will be offered numerous options. But how do you know these infant clothing will suit your baby with regards to skin allergies, comfort, diaper changes, safety, practicality and looking good. Follow our tips to find right newborn clothing for your child so you can be sure that you get the quality you pay for. With that in mind, you are likely to find luxury baby clothes of higher quality from designer baby clothes rather than a discount newborn clothing store. This isn’t to say that …

Selecting Dog Crates Isn’t Difficult When You Ask The Right Questions

Differences Between Pet Containment Systems If this is the first time you’re shopping for dog crates you may find it a little complicated. You may have noticed already that the use of the word kennel can be somewhat confusing. So before making a final selection it’s a good idea to learn about the differences between some pet containment systems. Equipped with this information you’ll be ready to choose the best crate for your dog. How Can I Tell The Difference Between Dog Crates, Dog Kennels & Pet Carriers If They’re All Called Kennels? A “kennel” is a very general term meaning a place where dogs are bred or kept. By its very definition it can be used to describe a …

Separation Anxiety in Dogs

What is Separation Anxiety? When you leave the house, it is nice to know that your dog goes to his favorite spot and sleeps peacefully until you return. However dogs suffering from separation anxiety are not so lucky. Separation anxiety can appear in dogs that have not been properly socialized, dogs that have been moved from one home to another and dogs that are naturally nervous. Your dog is a social, pack animal who relies on the others (you) for individual protection and security. Dogs that lack confidence, due to socialization issues, understanding of expected behavior, or possible maltreatment in the past (adopted dogs), are more likely to exhibit behaviors related to separation anxiety Essentially, when you leave to go …

Senior Health Care Insurance

Health Insurance For Seniors On The Net When a good friend of mine inquired where he could obtain information about medical insurance for his out-of-state, elderly mother, I told him to try the Internet. He reported back to me about a week later, in desperation: “I am giving up, I am too confused.” He had taken on an overwhelming project with his widowed mother, living in another state. As the only child, and following the sudden death of his father, it was his responsibility to care for his mother. In this world of technology, the family unit is often living in different geographical areas and the family members are usually quite involved with their own lives, careers, and families. In …

Senior Citizen Calling Tips

The AARP, American Association of Retired Persons,conducted a survey in 2000 entitled, “Consumer Understanding of pricing Practices and Savings Opportunities in Long Distance Telephone Industry.” This report was an update of an earlier survey conducted in 1998. As the title implies, the survey examines the pricing issues surrounding long distance calling plans in the market and the public’s awareness, with a particular focus on people over 50, of these types of savings plans. Only one-quarter of those interviewed 65 and older, looked for long distance calling plans that would save them money. More alarming was the fact that only a little more than 40% knew that the best rate was not the standard rate. Since deregulation, there are literally dozens, …

Senior Care for Alzheimer’s

As a person ages, a certain amount of memory loss and confusion is quite normal. Personally, I’ve been known to invoke the cliché, “The older I get, the better I was!” Unfortunately, Alzheimer’s disease represents a more serious loss of mental sharpness and calls for special care for seniors. Alzheimer’s Disease Alzheimer’s Disease is a progressive form of pre-senile dementia. Symptoms are typically first noted in a person’s late forties or early fifties. As the disease takes effect, it will first impact memory. Impaired thought and speech will follow with the patient eventually becoming helpless. Alzheimer’s is a truly horrible disease because it robs a person of their ability to function. The disease is also damaging to family and friends …

Semper Fidelis

The air was crisp that bright autumn day, not unlike the uniforms of the hundreds of Marines who had gathered to mark the passage of a sacred occasion. A sea of faces filled the outdoor stadium under the blue Carolina sky as Marines and their families were regaled with tales of their beloved Corps. A portrait of the past came alive as, one by one, battles were remembered, tales of heroism were retold and a legacy of honor and bravery were unveiled. As the ceremony drew to a close, the Colors were marched across the field. The stadium fell silent. It was a day of beginnings. The occasion marked the 220th anniversary of the formation of the United States Marine …

Selling Your Home on Your Own?

If you have Tampa Bay Florida real estate, Pinellas County real estate or Clearwater property and are looking to put your home up for sale, you have a thousand questions that you need to ask yourself. The first question you need to ask is do you need to use a real estate agent, or can you sell your home on your own? Unless you have experience in selling homes, or have sold your own home before and know what you are getting yourself into, you should hire a professional real estate agent. The business of selling homes is quite intricate, there is a lot of legal paperwork to fill out, a lot of questions and answers that if you answer …

Is Your Car Insurance Policy Protecting All Of Your Assets?

Do you own a home? Are you in the process of buying a home? Do you hope to one day own a home? Do you own any assets other than property? Like stocks, bonds, CD’s, mutual funds, or have a savings account? Do you own any assets that can be traced through an asset search? If you answered yes to owning any of the above-mentioned assets, then you need to understand how to protect those assets in the event you cause an automobile accident, or someone driving your vehicle is at fault in an accident. Your bodily injury and property damage coverages are the coverages on your auto insurance policy that financially protect you if you are at fault in …

Is Your Allergic Child Safe in School?

A severe allergic reaction to milk, peanuts, wheat, shellfish, latex and other types of triggers can keep a youngster from fully enjoying childhood. And that’s not right. We know how challenging and frightening it is to send a child with a severe allergy out into the world. A simple birthday party becomes a potentially deadly obstacle course for a child with a severe food allergy or latex allergy. You can’t stop your mind from questioning everything; did the hostess remember to make sure no peanut oil (or wheat, or milk) was used in the cake? Will the festive balloons trigger your precious one’s latex allergy? Whatever the cause of your child’s severe allergic reaction—wheat allergy, shellfish allergy, peanut allergy, milk …

Is There Any Such Thing As Free Debt Consolidation?

Free debt consolidation – yea right! The fact is, nothing in life is free, which is exactly why you should be dubious of any advertisements that claim to offer “free” debt consolidation. In most instances, you can get a free quote or else a first-time counseling session. And in most instances, the first-time counseling session is to lure you into the company’s agreement. Debt consolidation is a procedure that can take years to hash out. In most case, people with bad credit or current debt problems often believe there is no way out. They may go online and find a source that will help reduce their debts, believing that the amount of their debts is lower. Since few companies will …

Is There A Way Out Of Your Debt Problems?

Do you have multiple debts? Do you have just one large debt which you could afford, but your circumstances have since changed? Are you finding it harder each month to meet the payments on your debts? You know debt is a problem, but maybe do not have any idea what the best way out is. Financial problems rarely just go away, so a solution of some beneficial sort is needed. Otherwise the problems just keep piling up and eventually overwhelm you. While there may not be any instant debt solution, there are a number of things that can be done. Some of those things that can help you, apply across all methods of improving your debt situation, so let us …