Is She Cheating? – Many Unsuspecting Husbands Find Out Too Late

Couples therapists report a 50% increase in female infidelity. The cover story in the current issue of Newsweek magazine is all about cheating wives: “The New Infidelity – From Office Affairs to Internet Hook-Ups, More Wives Are Cheating Too.” Yet, as widespread as female infidelity has become, many unsuspecting husbands have no idea their wives are having an affair. They often find themselves in a situation like David in the Newsweek article, who found out his wife was cheating the day she told him she wanted a divorce. Unsuspecting husbands are often surprised when they learn about a cheating wife’s extramarital affair. But, the stark reality is that if a husband isn’t familiar with the signs of infidelity, by the …

Is Renters’ Insurance Really Necessary?

You and your landlord share a common goal: You both want to ensure the protection of your interests. Obtaining a security deposit from you — usually ranging from $100 to a full month’s rent, and averaging $250 — is how your landlord obtains a degree of insurance from you. The deposit covers your landlord should you cause any damage to your apartment while you are a tenant. Your landlord, in turn, may keep the deposit if you fail to pay your rent or you leave before the end of your lease. However, if, as a tenant, you keep your end of the bargain — following the terms of your lease and leaving your apartment in good condition when you leave …

Is Provigil Effective for the Symptoms of ADD and ADHD?

Provigil is an interesting drug. It keeps narcoleptics from falling asleep and it also appears to help people with Attention Deficit Disorder (ADD) and Attention Deficit Hyperactive Disorder (ADHD) stay focused. But how effective is Provigil for ADHD? That depends entirely on which study you review since Provigil has shown mixed results in studies related to ADHD treatment. The results of one study published in July 2000 were so disappointing that the manufacturer of the medication, Cephalon Inc., decided to pursue other indications for the drug. Then, in February 2001, the Journal of the American Academy of Child and Adolescent Psychiatry published the results of a study that indicated potential benefit of Provigil (monafinil) as a once-daily ADHD treatment. The …

Is Pet Insurance Right for You?

What is Pet Insurance? Pet insurance is a health plan for your pet to insure against large and small unexpected veterinary bills over the life of your pet. Potential treatments for your pet now rival human treatments both in sophistication and cost. Pet insurance is designed to alleviate much of the financial risk and insecurity that caring for your pet can bring. Pet insurance is common in many European countries. However, it remains rare in the U.S. There are about 130 million pet cats and dogs in the United States, but only a handful of pet owners (fewer than 300,000) take advantage of these policies. Pet insurance has been around for about 20 years, but many pet owners don’t know …

Is My Child Ready For A Family Pet?

At some point every child asks that all time famous question. “Can I have a pet?” While owning a pet fosters responsibility and compassion, some children are just not ready to help take care of a pet. It is a huge responsibility and one that must be given careful thought. There are many things you should consider as a family. What kind of pet? What kind of pet would fit into your life style best. There are many options from large dogs to little fish. You should carefully consider the needs of each and what you think will fit into you life style as well. The happiest pet is one with happy owners that don’t feel stressed by its care …

Is Dog Obedience School for You?

Are you thinking about dog obedience school? Do you know what to expect out of it? Do you know what it costs or where to find a good school? If not, let me help take out some of the mystery of finding one to make sure you and your dog get the best experience you can. If you have searched the web in this topic, you probably found some sites that are basically search engines within search engines, no real information about dog obedience schools. Or you might have found some obedience schools that were on the other side of the country. Needless to say, neither one was of much use. Chances are you have a dog obedience school of …

Is Cord Blood Banking Right For You?

Saving your baby’s umbilical cord blood allows it to be cryogenically stored, and then available if your child later becomes sick and needs a bone marrow transplant. Umbilical cord blood was discarded until the 1970’s, when researchers discovered that umbilical cord blood could save lives under certain circumstances.How do you decide on cord blood banking? Many soon-to-be parents ask this very question. Here are some things to consider when deciding on whether or not to bank your baby’s umbilical cord blood. This type of transplant would be ‘autologous’ and is different than the more common ‘allogenic’ transplants that might be done from a sibling or other relative or an unrelated donor. Our own blood is the best choice for a …

Home Made Gifts, The Best Way To Teach Your Kids The Value Of The Holiday

To a large extent the holidays have come to be more about materialism than the original values of peace, harmony, and faith. Advertisers hit us from all sides with messages of greed and pettiness. Every media outlet is rife with the idea, “buy this, or they wont love you.” In such an age, it is important to remind the children about the true meaning of the season. This can be done, to some extent, by helping them to build their own gifts to give to others, and teaching them what the true value of a gift is. This has several major benefits. 1. In building the gift you will be spending time with the child doing something constructive. 2. It …

Home Insurance Rates

Insurance premiums are calculated according to several risk factors. These are the factors identified by the insurance company as most likely to have an impact on the insured against risk occurring. Insurance is a significant cost associated with the item insured and should not be rushed into. It is always a good idea to shop around for the best price available. Insurance premiums will vary considerably from insurer to insurer so do your homework. Shopping Around Look up the various insurance companies you are interested in and ask them for a quote. They can usually give you a rough estimate fairly quickly and even more exact quotes should also be possible if you provide more details and wait. You should …

Home Insurance Price Factors

Here are some factors to consider when purchasing home insurance. All of these factors can and will have an influence on the price you pay for home insurance. The Condition of the Home Insurers factor in general wear and tear on your home when setting a premium. They will inspect such things as the condition of the roof, porches, decks, and the integrity of the home’s wiring system. Because new homes tend to be in better condition than older homes, some insurers will offer up to a 15 percent discount if your home is new. The Construction of the Home Certain types of homes are less expensive to insure because they are more resistant to damage. For example, a brick …

Home Hunting and the Internet

So, it’s home hunting time. Where do you start? Who do you contact? Well, home hunting has been made much easier with the advent of the Internet. There are plenty of websites these days with huge numbers of real estate listings, which make the task of finding a home so much easier. You can now browse through home listings, compare prices, compare the specifics of each home before deciding on which home you wish to see. Not only do you save on a lot of time but you get to choose from among a variety of homes hence not missing out on any home you may regret not having seen earlier. In addition, you also stand to benefit when it …

Home Furniture Safety Tips to Help Protect Your Family From Accidents and Injury

Thousands of People are treated annually for injuries associated with furniture. The majority of these injuries and deaths are to children. Here are tips you may use to make your household environment safer for yourself and your family. 1. Falls are a leading cause of injuries and deaths in the home. To lessen the likelihood of falls, eliminate clutter, be sure rugs have slip-resistant pads, keep electrical cords out of walkways and clean up spills immediately. 2. Position or Place furniture in low-traffic areas such as corners and sections of the room, out of the range of mobility so that people do not accidentally run into furniture. 3. Shelves should be strategically placed in bedroom and living room areas to …

Home For The Holidays: Visiting Aging Parents

Joanne returned home after not seeing her parents for about 6 months. She found her dad is not doing nearly as well as he has been leading her to believe. Their weekly conversations were centered on talking about Joanne’s mom who had been ailing. Her dad had kept up the façade that he was taking great care of her and all was well. She found out differently. The house was a mess and had not been cleaned well in some time and needed quite a bit of maintenance as things were starting to fall apart. Bottles of pills were outdated indicating they hadn’t been taking them as prescribed. The refrigerator was almost empty of nourishing food. She felt guilty, why …

Home For The Holidays: Start That Conversation

Annie waited too long to have that talk with her parents. It was too late to have it now as they were both beyond comprehending the seriousness of their situation. As a result, she had to break the bad news to a long lost brother, and deal with her resistant parents who had convinced themselves that they were independent in their own home, while she had to make some very difficult decisions for them. It’s never too soon to begin the discussion of aging. But if you have put it off, ease into that conversation as soon as the first, what may seem minor event occurs which indicate a loved one’s independence may be in jeopardy. Since it is difficult …

Home For The Holidays: Is it Time for That Talk?

Just a couple of years ago Annie helped her parents get the washer & dryer moved from the basement to a bedroom on the first floor after her mom missed the last step & broke her toe. Annie reassured them that she would make sure they would stay in their own home no matter what. Before she knew it she was fixing every supper for them at their home, taking care of the yard and cleaning the house on the weekend. Then, Annie started to receive calls during the day at work. Mom had an accident with the car or Dad couldn’t get out of the bathtub. She hired a home care aide during weekdays after she talked them into …

Home For The Holidays: Heirloom Stories Are A Perfect Gift

Selecting the right gift for a special someone is sometimes joyous, sometimes a chore. Give a gift that’s free. A gift that no one else could give. A gift of your legacy! Consider giving to or requesting a very personal, one-of-a-kind gift this year: heirloom stories. A perfect gift for an adult child who has everything. A perfect gift to request from aging parents who don’t know what to give. A daughter knew that the quilt protected in her mother’s cedar chest was her great grandmother’s. But until her mother recorded the story of the quilt she did not know how dear it really was. The quilt was a wedding present received the day before her newly married great grandparents …