Home Hunting and the Internet

So, it’s home hunting time. Where do you start? Who do you contact? Well, home hunting has been made much easier with the advent of the Internet. There are plenty of websites these days with huge numbers of real estate listings, which make the task of finding a home so much easier. You can now browse through home listings, compare prices, compare the specifics of each home before deciding on which home you wish to see. Not only do you save on a lot of time but you get to choose from among a variety of homes hence not missing out on any home you may regret not having seen earlier. In addition, you also stand to benefit when it …

Home Sellers – Things To Look Out For When You Receive An Offer On Your Home

You are selling your home and just received an offer from a prospective buyer. It is time to read over the purchase agreement presented to you. The agreement is a very important document because it is a legally binding contract between you, the home seller, and the home buyer. It spells out all of the details of the sale of your property. It is best to get a real estate attorney or Realtor to help you with this. Besides the obvious price, financing terms and closing date here are a few things to look out for: Financing Contingency How long does your buyer have to get financing? This is very important to know because you don’t want to take your …

How Much Rent is Too Much Rent?

You want what every apartment renter wants: the most comfortable surroundings you can get for the lowest possible monthly rent. Some of today’s newly constructed apartment communities have taken luxury to an entirely new level. Some complexes have gas fireplaces, TV monitors by the front door, drive-through mail service, and office equipment for their tenants, among other creature comforts. Every renter has to consider the importance of amenities like these. Are they important enough to you to merit a rent increase of perhaps $200 more than the rent you pay now, at a modest yet affordable complex? While some of us consider an apartment as just a place to hang one’s hat, others place a premium on home surroundings. But …

8 Tips for Renting the Right Apartment

So, you’re looking for an apartment to rent or share with a roommate. Whether you’re a first-timer or an experienced apartment-hunter, it’s worth taking the time to decide what’s most important to you in where you live and to plan your search strategy accordingly. With that in mind, here are eight tips to consider: 1. Make a list of your top housing priorities. Do you need extra parking spaces? A place that welcomes pets? A large kitchen or linen closet? A ground-floor entrance to your home? Or what? Thinking through your needs ahead of time can help you find an apartment that meets those needs, instead of one that just strikes your fancy at first glance. 2. Check out the …

5 Reasons Why People Lose Their Homes To Foreclosure

Here are five reasons why people lose their homes to foreclosure: 1. Illness – Illness makes it impossible to work and most people when they don’t work, they don’t make money. Many Americans don’t have adequate health insurance, which makes matters worse. When you are ill your base expenses continue and in addition, many times doctor, hospital and the cost of treatment can eat up a person’s life’s savings in no time at all. 2. Divorce – Divorce causes great physical, emotional and financial strains. Often in a divorce money problems may be hidden from the other partner because they are embarrassed or simply cannot communicate. 3. Money Management – Our educational system fails in a very critical area and …