How To Give A Great Gift Without Breaking The Bank

Let’s start with the big E …Expenditure I started with an outline budget of what I wanted to spend on this occasion. After I finished examining my expenditures for last year and created my new budget, I found a few less relevant categories that needed cutting out for this coming year. I especially found a great opportunity to save money in our “gift” category. See More First, I made the decision that my theme for this year would be gift giving from my heart. Last year as I had Christmas packages spread around the living room and was trying to sort them for mailing, I found myself thinking like Scrooge. I decided that wasn’t really a very good way to …

How to Beat the System and Actually Get Free Gifts from Incentive Programs

We’ve all seen the flashing banners, annoying pop-up ads and junk emails with the too-good-to-be-true free gift offers, like “Free iPod!” or “Free Laptop” or “Free Digital Camera.” Many of us simply think to ourselves, nothing is free; this is just a scam, right? Not necessarily. The plain and simple fact is, many incentive programs actually do work, according to their Terms & Conditions. But who really wants to read all of that legal mumbo jumbo? Well I’m here to tell you that I have read the fine print for many of these free gift incentive programs, and even completed a few. That’s right. I have received a few free gifts from these programs, including a Sony Vaio Laptop, an …

Choosing a Wedding Videographer

Where do I start? I receive numerous inquiries requesting information. First, I understand that the average person is gathering information to try and make an educated decision that is right for them. I’m sure many people only know what they’ve read in numerous wedding magazine articles about wedding videography and photography. I’ve read most of these articles and they range from generic to sheer nonsense- especially those articles with the checklist of important questions to ask a videographer. What one has to understand is that the person writing the article is not an expert on wedding videography. Until they were hired to write an article about wedding videography or photography to fill the spaces between advertisers looking for business, they …

Managing Holiday Stress

Holidays are the time of year to seduce the senses and bolster the bonds between family and friends. But even the hardiest of revelers can succumb to holiday stress. Fret not, you weary holiday warriors. Below are tips for managing holiday stress. These holiday stress tips include ways to stay organized, ways to volunteer your time, decorate, shop, cook, and even write cards – all the while making your health and happiness top priorities. Time Management Tips to Minimize Stress: Stress and depression often go hand in hand. It is estimated that 10 percent of the population experiences depression triggered by stress. You can minimize these unwanted effects by controlling time spent on holiday chores. -Set limits. Don’t try to …